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So you are ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining a pre-approval for it. A Pre-approval – also known as conditional approval or approval in principle – is an … Read moreConfused about home loan pre-approvals? Follow these 4 steps

Lenders mortgage insurance (LMI) covers the lender in the event of not recovering the full loan balance from the borrower who, for whatever reason, becomes unable to meet their loan repayments. There are additional costs to factor in other than the purpose price of a property, such as stamp duty, conveyancing and legal fees, pest … Read more7 things first home buyers need to know